The content of this booklet has been prepared, prescribed and approved by the U.S. Department of Housing and Urban Development, as required by Section 5 of the Real Estate Settlement Procedures Act of 1974 (Public Law 93-533), effective on June 30, 1976.

This publication may be reprinted. However, in no case may any change, deletion, or addition be made in its content.

As of June 11, 1997 this publication has been revised and updated.