Home Improvement Loans

home improvement loans

If you're thinking about remodeling your kitchen, adding a new room or deck, or any home improvement we may have the loan that's just right for you.   Our nationwide network of mortgage underwriters and providers can help you save money with a low rate loan.

We have home improvement loans for most every situation.  If you have good credit You don't even need equity in your home.


Thinking about a home improvement loan? Addie Mae provides home improvement loans up to $150,000 for just about any type of home improvement. A home improvement loan is easy, just Click Here for our simple on-line application. There is no cost or obligation to apply.


Home improvement loans with no equity?

Your property is eligible for a home improvement loan, even if the balance on your first mortgage is the same as the value of your home. We have home improvement loans that will go up to 125% of your property value, minus the balance of the first mortgage.  

What are the tax benefits?

The interest portion of your home improvement loan can be tax deductible, similar to the deduction for your first mortgage.

What are the loan terms?

Your home improvement loan will be a fully amortized, fixed rate second mortgage, with no balloon payment. You may choose a loan amount from $15,000 to $150,000, and a term of 5 to 30 years. You also have the option of making principal reduction payments at any time.

How do you find out?

There is no cost or obligation to apply. Click Here for the easy on-line application, and receive your complete loan details.


Related information

Home-Improvement Contracts

A home-improvement contract defines the work performed, how and when compensation will be provided. A well written contract will provide both parties with a clear understanding of the expectations each brings to the agreement, and the standards by which the work is completed.  You are not required to use the contractor's preprinted form.  A contract is a negotiable agreement and a consumer should not sign anything they are not comfortable with.  read more

Finding a Contractor

Whether you’re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project.  read more


note: loans are available only for properties in the US.








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