credit wizard - creditmaster

This is an all inclusive guide to credit.  All of the information here is provided free  to you for educational purposes.

There is information to help you correct and remove "questionable" and "inaccurate" entries if they are contained in your credit report files and help you build new credit.  Free Sample Letters in MS Word format are at the bottom of the page.

If you would like to get a free copy of your credit report right now, click here.


The Credit Industry

The Inaccuracies in Credit Reports

The Fair Credit Reporting Act * FCRA

The steps required to restoring your good credit

Getting a copy of your credit report

Review Your Credit Report for Inaccuracies

Correcting Inaccuracies

Collection Agencies and your credit file

How to settle a debt and negotiate a settlement

Negotiating your credit rating

Building New Credit

Dealing With Debt

Credit Scores

Sample Letters

Credit Monitoring

Credit Cards


Online Banking Rewards


Debt Consolidation Loans for Home Owners

Refinancing Your Mortgage

Additional Resources

Credit Fraud










  Free Reports

Get Started


















" Refinancing - Home Improvement - Home Equity Loans - Debt Consolidation - Purchase "
Fannie Mae - Freddie Mac - FHA -VA - Conventional - Jumbo Loans

Equal Housing Lender.